Employment Practices Liability Insurance

Adult residential organizations carry a great liability risk when hiring employees.

There is a high cost associated with defending an employment practice claim. Claims made by employees, former employees, and potential employees average $150,000 to defend and charges against employers are at an all-time high.

The PCALIC team can help you get protection from the following risks with Employment Practice Liability Insurance:

  • Sexual harassment
  • Discrimination
  • Wrongful termination
  • Breach of employment
  • contract
  • Negligent evaluation
  • Failure to employ or promote
  • Wrongful discipline
  • Deprivation of career
  • opportunity
  • Wrongful infliction of emotional distress

Would your facility be protected?

Nurse Gets Fired and Sues

A nurse filed a lawsuit against an adult residential care facility alleging she was terminated because of a work-related injury that prevented her from heavy lifting, bending and stretching. The nurse claimed she could continue to do most of her essential work duties with her injury.

Care Provider Sues Over Religious Comments

A care provider has reported on several occasions to her manager that a comment regarding her religion has offended her. The manager does nothing. The care provider contacts an attorney and sues the facility.

Care Provider Sues Over Religious Comments

Employment Practices Liability Insurance offered by PCALIC includes coverages that are normally excluded from many other insurance policies.

Request a Quote today by clicking the button on this page now or call 800-673-2558 to speak with a PCALIC team member.

Get Quote Now!

Member Testimonials


    I almost gave up finding an insurance company for our General Liability coverage, then I was referred to PCALIC. I submitted an online quote and Brian responded almost immediately. Now we have peace of mind knowing that we are covered should something happen.

    – Arnold Blankson

    Mountain View Care Home

    I’ve owned a California Residential Care Facility for Elderly since 1994, and I’ve worked with three different insurance companies. All three were difficult, expensive, and more interested in protecting themselves rather than me. I was always shopping for better insurance, and never found better until I received a brochure from PCALIC. This company took the time to understand my special circumstances, and put together a group of companies and policies that gave me excellent coverage for what I needed at reasonable prices, and have followed up with excellent service. They are a breath of fresh air in an overheated industry.

    – Randy Habor

    Home of Our Own