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Are you paying Nursing Home insurance rates as an Assisted Living Facility?
If your insurance provider doesn’t specialize in personal care facilities, there’s a good chance you’re overpaying. Many insurance companies group adult residential care facilities with nursing homes, leading to unnecessarily high premiums.
Why Assisted Living Facilities across the USA Choose PCALIC
More than 4,000 assisted living providers trust PCALIC for their liability insurance. Our proprietary program, created specifically for assisted living and companion care organizations, ensures you only pay for what you need.
Our liability insurance is offered through PCH Mutual, a member-insured owned company. With no stockholders to profit, we pass the savings directly to you—helping you keep costs low while securing the coverage your facility deserves.
About PCH Mutual
PCH has the qualities you thought you’d never find in an insurer. Unlike major commercial carriers PCH’s assets are fully invested in you, its members. Our collective identity is dedicated to serving your needs with, no deductibles, innovative risk management strategies and the flexibility to respond to our insured’s requests and needs.
With PCH you have peace of mind so you’re free to devote yourself to the business of providing quality, compassionate care to your residents.
General and Professional Liability Insurance Covers
- Up to $2,000,000/$4,000,000 General Liability limits
- Up to $2,000,000/$4,000,000 Professional Liability limits
- $0 Deductible on most policies
- Up to $1,000,000 Abuse Limits
- Up to $20,000 Medical Payments
- Regulatory Defense Reimbursement
- Residents Property
- Employment Practice Defense Reimbursement
- $100,000 Employee Benefit Liability
- Costs of defending or investigating a lawsuit against your facility
- Reasonable expenses incurred when insurance company asks you to assist in your defense
- Judgements or settlements resulting in covered suits
- The premium on a court mandated bond connected with a liability suit.
- Bodily Injury and Property Damage
- Emergency Evacuation Expense
- Auto-Renewal for Qualified Facilities
Why choose PCALIC?
Personal Care and Assisted Living Insurance Center (PCALIC) has provided insurance for assisted living facilities and adult residential care facilities across the United States for over 15 years.
The PCALIC team lives our motto of “Caring for those who care” every day for over 4,000 facilities who trust PCALIC because of their passion for serving the adult residential care communities across the country. We provide customized tools to help you reduce losses at your facility, assist in providing the best defense should a claim arise and assist in protecting your reputation. As well as insurance protection designed specifically for adult residential care facilities.
Here’s what some of our over 4,000 members say about us:
The Memory Box Initiative is designed to simplify and authentically communicate the incredible value of the work you do as caregivers while giving resident’s loved ones a rare and precious gift. The Memory Box costs you nothing and is a lasting gift only you can give.
PCALIC is the best. They were able to get my business insured without any long hassles or anything. PCALIC gave me their word on how long it would take for them to get me insured and they did exactly what they said. They returned my phone calls in a timely manner without a problem at all. PCALIC was there for me when everyone else gave me nothing but the run around. I Love PCALIC. Thanks for everything that you all do!
This insurance is the best value for my money. But the best thing about this insurance agency is the account managers. They are wonderful. They have helped me every step of the process. And even better when I missed my renewal date they emailed and called me to make sure I didn’t take a loss in coverage. PCALIC is the best!!!
One-Stop Shopping!
Here at PCALIC we provide a one stop shop for adult residential care organizations. Special care is taken to assure your facility has complete insurance protection so there are no surprises later on.
We also offer competitive rates on the following types of insurance:
General and Professional Liability Insurance
Commercial Property Insurance
Workers Compensation
Request Free Quote Just answer 7 simple questions.