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“Partnering Insurance with Care”. Because we believe we can best help you by doing what we do best, caring for your organization, while you do what you do best, caring for your residents.

Personal Care & Assisted Living Insurance Center, a Division of Tangram Insurance Services, Inc. has provided insurance for adult residential care facilities across the United States for over 14 years.

Over 1,400 adult residential care facilities place their trust in the PCALIC team because of their passion for service and going the extra mile. We provide the tools to help you reduce losses as well as insurance protection designed specifically for adult residential care facilities.

Here at PCALIC we provide a one stop shop for adult residential organizations, with customized risk management and best practice tools for your organization. Special care is placed to assure your facility has the complete insurance protection you need so there are no surprises later on.

PCALIC provides insurance protection across the country for:

Adult Residential Care Facilities
Adult Foster Homes
Adult Family Homes
Assisted Living Facilities
Adult Care Homes
Assisted Living Homes
Personal Care Homes
Continuing Care Residential Homes
Adult Day Cares
Non-Medical Home Health Care
Home Health
Companion Care


At PCALIC we partner with your adult residential organization to review your current insurance policy and identify coverage gaps. Our team will also work attentively with you to recommend a comprehensive insurance protection plan specific to the needs of your adult residential organization.

PCALIC provides multiple lines of insurance including but not limited to:

General & Professional Liability
Commercial Property
Worker’s Compensation


PCALIC also provides assistance before a claim occurs to minimize incidents and lawsuits through our FREE and exclusive Guardian Loss Control and Risk Management Kit and other value-added tools developed for adult residential facilities like yours.

PCALIC can help you with:

  • Specialty designed tools to shield you and your adult residential organizations from future incidents and claims.
  • Proven methods to limit lengthy and stressful lawsuits.
  • A Customized Insurance Protection Package specific to your adult residential organization.
  • A service team dedicated to adult residential care that understands the hurdles you deal with and takes great steps to guide you through the insurance maze.

You can take the first step to make sure you have the proper insurance protection TODAY! Complete a Rapid Quote today or call 800-673-2558 to speak with a client service specialist now.

Get Quote Now!

Mission Statement

The mission of PCALIC is to provide, and maintain quality insurance coverage at an affordable price for personal care homes, and Assisted Living Facilities through streamlined risk management systems.

Vision Statement

PCALIC’s vision is to offer affordable, stable, and adaptable insurance products for adult assisted living and related services in select states. This will be achieved through marketing, knowledgeable staff, education, loss control, and safety tools.