COMMERCIAL PROPERTY INSURANCE

Protect your business property from risks that could disrupt your care services.

Safeguard Your Business Property

From hazardous weather to fire, there are countless ways your business property could be damaged or destroyed. Your business property is often just as vulnerable—if not more so—than your personal property, making commercial property insurance a critical part of your business risk management plan.

This essential coverage includes:

  • Building coverage
  • Loss of business income
  • Business personal property
  • Crime coverage
  • Spoilage
  • Identity coverage

A common question we receive is, “Can my homeowner’s insurance cover my business property?” The answer is no. Homeowner’s policies exclude coverage for any business activities conducted within the home. That’s why having a dedicated commercial property insurance policy is vital to ensuring your business is properly protected.

Why choose Commercial Property coverage through PCALIC?

  • Current Coverage Analysis: We will review your current insurance policy and identify any coverage gaps.
  • Free Helpful Resources: We have an online library of risk management tools, policies and procedures that we make available FREE to all our insureds.
  • We Know Your Industry: We focus exclusively on insurance for adult residential care facilities. We know your business so you can be confident you will be properly protected.
  • Custom Solutions: We offer customized Property Insurance Proposals that are based on your unique adult residential care needs.

Personal Care & Assisted Living Insurance Center, a Division of Tangram Insurance Services, Inc. specializes in providing insurance protection for your adult residential care facility.

Here’s what some of our over 4,000 members say about us:

The Memory Box Initiative is designed to simplify and authentically communicate the incredible value of the work you do as caregivers while giving resident’s loved ones a rare and precious gift. The Memory Box costs you nothing and is a lasting gift only you can give.

BRETT WRIGHT

Renaissance Senior Care LLV

Thanks for having patience with us as we navigate through the many phases of selecting coverage. Your knowledge of our specific business coverage needs with its amounts is appreciated.

WILLA HOLLAWAY

Deanwood House of Care

I am pleased with PCALIC simply because I get quick responses back with questions about things I don’t understand. Everyone has been very professional and prompt with their answers. I am satisfied with the service offered by this agency.

WILLIE MAE SMITH

Peace Personal Care Home, Inc

One-Stop Shopping!

Here at PCALIC we provide a one stop shop for adult residential care organizations. Special care is taken to assure your facility has complete insurance protection so there are no surprises later on.

We also offer competitive rates on the following types of insurance:

General and Professional Liability 

Commercial Property Insurance 

Workers Compensation

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