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Caring for your facility, so you can focus on supporting those who depend on you.

Partnering Insurance with Care

At PCALIC, we’re dedicated to helping your organization thrive by doing what we do best—providing specialized insurance solutions—so you can focus on caring for your residents.

For over 14 years, Personal Care & Assisted Living Insurance Center, a Division of Tangram Insurance Services, Inc., has been a trusted partner to adult residential care facilities across the United States. Today, over 4,000 facilities rely on our expertise and commitment to exceptional service.

As your one-stop shop for insurance and risk management, we go beyond providing coverage. We deliver tools to help you reduce losses and implement effective best practices, all tailored to the unique needs of adult residential care facilities.

PCALIC is here to ensure your facility has the comprehensive protection it needs—offering peace of mind so you can focus on what matters most: delivering exceptional care.

PCALIC provides insurance protection across the country for:

  • Adult Residential Care Facilities
  • Adult Foster Homes
  • Adult Family Homes
  • Assisted Living Facilities
  • Assisted Living Homes
  • Adult Care Homes
  • Personal Care Homes
  • Continuing Care Residential Homes
  • Non-Medical Home Health Care
  • Adult Day Cares
  • Home Health
  • Companion Care

At PCALIC we partner with your adult residential organization to review your current insurance policy and identify coverage gaps. Our team will also work attentively with you to recommend a comprehensive insurance protection plan specific to the needs of your adult residential organization.

PCALIC provides multiple lines of insurance including but not limited to:

General and Professional Liability
Insurance

Over 2,800 assisted living providers of all sizes have chosen PCALIC because of our proprietary insurance program

Commercial Property
Insurance

Make commercial property insurance a primary part of your business insurance. It is a key risk manatgement tool.

Workers 
Compensation

You may think employees of adult residential homes are in a low-risk environment. But that’s not true.

PCALIC also provides assistance before a claim occurs to minimize incidents and lawsuits through our FREE and exclusive Guardian Loss Control and Risk Management Kit and other value-added tools developed for adult residential facilities like yours.

PCALIC can help you with:

  • Specialty designed tools to shield you and your adult residential organizations from future incidents and claims.
  • Proven methods to limit lengthy and stressful lawsuits.
  • A Customized Insurance Protection Package specific to your adult residential organization.
  • A service team dedicated to adult residential care that understands the hurdles you deal with and takes great steps to guide you through the insurance maze.

You can take the first step to make sure you have the proper insurance protection TODAY! Complete a Rapid Quote today or call 800-673-2558 to speak with a client service specialist now.

Mission Statement

The mission of PCALIC is to provide, and maintain quality insurance coverage at an affordable price for personal care homes, and Assisted Living Facilities through streamlined risk management systems.

Vision Statement

PCALIC’s vision is to offer affordable, stable, and adaptable insurance products for adult assisted living and related services in select states. This will be achieved through marketing, knowledgeable staff, education, loss control, and safety tools.

Let us help you

Simply pick the coverage(s) you are seeking a quote for from the dropdown on the right and complete the short form to start the process of obtain your insurance quote.