If you have been putting off setting long term care plans for yourself or your loved ones, now is the time.  Studies show that most people wait until there is a crisis to begin this type of planning, and as we all know, at that point, it is nearly too late. Long term care plans ...

Eliminating the word ‘if’ and replacing it with ‘when’ is the first step to acknowledging that we all have an estate and that the inevitable is going to happen.  So avoiding ‘estate planning’ can be a harmful decision when your time comes.  And believe it or not, it won’t affect you a bit!  It will ...