Adult residential care Facilities are opened in residential settings across the United States. In many cases, the owner and their family live in the Facility with the residents. One of the most common conversations we have with these adult residential care owners is why a Homeowner’s insurance policy isn’t enough to protect their business. Homeowner’s ...

Commercial property insurance pays to replace your building, all of your belongings inside the building and the remainder of your existing loan. Without it, you would have no way to replace what you need to continue caring for your residents....

Small adult residential care homes or facilities are often found in residential houses. Many adult care home owners have the belief that a homeowner’s insurance policy is adequate coverage.  This assumption is not accurate. Many owners do not realize this until they try to file a property insurance claim and it is denied! Why?  Homeowner’s ...