Eliminating the word ‘if’ and replacing it with ‘when’ is the first step to acknowledging that we all have an estate and that the inevitable is going to happen.  So avoiding ‘estate planning’ can be a harmful decision when your time comes.  And believe it or not, it won’t affect you a bit!  It will ...

Are you considering a loved one’s transition to an assisted care living facility and trying to plan your future costs? Or, are you already paying for an assisted care living facility and you have a hunch that you’re paying more that you did last year? Well, you’re right! These costs have gone up in recent years. ...