Liability insurance protects your adult residential care facility against potentially expensive lawsuits. To make sure you’re well protected, you usually need multiple types of coverage, including both general and professional liability insurance. What Is General Liability Insurance? The Insurance Information Institute says commercial general liability insurance provides protection against financial loss if your business is ...

Families rely on adult residential care facilities to care for their loved ones and keep them safe. That includes administering medications on schedule and as prescribed by the doctor. In recent years, many adult residential care facilities have had resident medications stolen by employees, also referred to as drug diversion. The increase in theft is ...

When it comes to caring for residents in an adult residential care facility, most administrators will say some days go as planned and some don’t. It is nearly impossible to predict every misstep that might occur. The best thing any adult residential care facility can do is to implement procedures to minimize risk and make ...

Cyber criminals or hackers target organizations to steal sensitive data about the company, supporters, and customers. Historically, when individuals think about criminal cyber activity, they assumed only large for-profit organizations were at risk. That is no longer the case as criminals look for organizations that have minimal IT support and valuable, sensitive data – two ...

Residential Care Facilities that offer special gatherings, banquets, resident carnivals, or other events may require additional insurance coverage. Special Events insurance is designed to offer protection to the event sponsor, holder, or vendor for bodily injury or property damage. These types of policies are written for the specific location, date, and time of the event. ...

With the growing epidemic of prescription medication abuse in our country, drug screening has become an essential part of the hiring process for Adult Residential Care Facilities. It is important to make sure that the people who work at these facilities have no history of criminal behavior or current substance abuse problems that can put ...

Activities are an essential element of the day to day life of an Assisted Living Facility. People need to be able to learn, interact, laugh and have fun no matter where they reside. While doing things like playing cards and board games may be fine for a rainy day, Adult Residential Care Homes can, while ...

For more than 14 years, Personal Care & Assisted Living Insurance Center (PCALIC, LLC) has been the program manager for PCH Mutual Insurance Company, A RRG. PCH is a unique insurance carrier that specializes in partnering with adult residential care facilities across the United States and continues to seek out ways to offer valuable services ...

The use of social media has increased significantly in recent years as the number of platforms continues to grow. Platforms like Twitter, LinkedIn, and Facebook offer many benefits to users including more communication with long-distance friends and family as well as access to news and industry happenings. But, the benefits also come with many risks, ...

Memory boxes have always been a way to collect mementos of the things we love most in our lives – ticket stubs to remember an experience, photos of loved ones, and even written text to remember a conversation. Anybody can create their own memory box during any point in their life. Over the years the ...