General & Professional Liability Insurance

Slips and falls can happen at any moment to a visitor or resident in your adult residential facility. Providing the wrong medication or wrong amount of medication can occur. Residents can wander resulting in injuries or death. Proper insurance protection is essential when a claim occurs. General and Professional Liability Insurance can provide this greatly needed protection.

This coverage includes:

• Bodily Injury and Property Damage
• Professional Liability
• Personal and Advertising Injury

Having proper liability insurance in place for your adult residential facility can alleviate stress brought on by lawsuits from residents, residents’ family members and the public. Lawsuits arise daily accusing care providers of inadequate care, neglect, and from slips and falls.

What costs does General and Professional Liability Insurance cover?

• Costs of defending or investigating a lawsuit or claim against your facility
• Reasonable expenses incurred when the insurance company asks you to assist in your defense
• Judgements or settlements resulting in covered suits
• The premium on a court mandated bond connected with a liability suit.

By making sure you are properly covered, you can focus on serving your residents and communication with their families.

To request a quote for General & Professional Liability Insurance simply complete the short form on this page. Or call 800-673- 2558 to speak with a PCALIC team member now.