start saving money!

Commercial Property Insurance

There are many ways your business property can be destroyed or damaged, ranging from hazardous weather to fire.

That makes your business property as, if not more, vulnerable than your own personal property. Make commercial property insurance a primary part of your business insurance. It is a key risk management tool. This coverage features:

  • Building coverage
  • Loss of business income
  • Business personal property
  • Crime coverage
  • Spoilage
  • Identity coverage

Over the years, we have often been asked, “Is my homeowner’s insurance policy adequate property insurance?” The answer is no. Homeowner’s policies exclude coverage if there is any business being operated within the home.

Why choose Commercial Property coverage through PCALIC?

  • Current Coverage Analysis: We will review your current insurance policy and identify any coverage gaps.
  • Free Helpful Resources: We have an online library of risk management tools, policies and procedures that we make available FREE to all our insureds.
  • We Know Your Industry: We focus exclusively on insurance for adult residential care facilities. We know your business so you can be confident you will be properly protected.
  • Custom Solutions: We offer customized Property Insurance Proposals that are based on your unique adult residential care needs.

Personal Care & Assisted Living Insurance Center, a Division of Tangram Insurance Services, Inc. specializes in providing insurance protection for your adult residential care facility.

Complete the form on this page now to request a free quote or call 800-673-2558 to speak with a client PCALIC team member now.

Get Quote Now!

Member Testimonials


    I’ve owned a California Residential Care Facility for Elderly since 1994, and I’ve worked with three different insurance companies. All three were difficult, expensive, and more interested in protecting themselves rather than me. I was always shopping for better insurance, and never found better until I received a brochure from PCALIC. This company took the time to understand my special circumstances, and put together a group of companies and policies that gave me excellent coverage for what I needed at reasonable prices, and have followed up with excellent service. They are a breath of fresh air in an overheated industry.

    - Randy Habor

    Home of Our Own

    It’s a relief to have been referred to a brokerage that writes the specific policies that personal care homes need. Knowledge of industry is fantastic.

    - John Hoffman

    Hoffman Senior Living, Inc