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How to Honor Your Veterans at Your Residential Care Facility

By Tangram Insurance Services
November 28, 2023

The United States celebrated Veterans Day on November 11. While the holiday is a great time to recognize veterans at your residential care facility, it’s certainly not the only time you can honor them. In fact, you many even want to plan veterans-focused festivities quarterly.  How Many of Your Residents Are Veterans?  According to the ...

Do You Have Loss of Business Income Coverage for Your Residential Care Facility?

By Tangram Insurance Services
November 14, 2023

If a disaster or major loss causes severe damage to your property, it may be difficult to provide residents with a safe and comfortable home. Your residents may need temporary housing, and your facility could lose revenue. To protect against this possibility, add business income coverage to your property insurance for residential care facilities. Preparing ...

Hiring Strategies to Reduce Risk in Residential Care

By Tangram Insurance Services
October 31, 2023

Residential care facility leaders can create safety policies and procedures, but team members are responsible for their own actions on a daily basis. If they choose to cut corners – or worse, if they purposefully ignore the rules – your facility may suffer. Careful hiring strategies can protect your facility and its residents. How A ...

Why Your Adult Residential Care Facility Needs Employment Practices Liability Insurance

By Tangram Insurance Services
October 17, 2023

When you think about the possibility of getting sued, you probably assume that allegations will come from residents and their families or visitors. What about employees? If employees are hurt on the job, they file a workers’ compensation claim, but if they feel they’ve been mistreated or discriminated against, they may file an employment practices ...

How Animals Can Be Helpful at Adult Care Facilities

By Tangram Insurance Services
October 03, 2023

The success of an adult care facility boils down to whether residents thrive. In addition to supporting physical health, mental health is of key concern. Activities that involve animals can be particularly beneficial for residents. Seniors Need Support Senior loneliness is a widespread problem. Research published in the Journal of Gerontological Social Work shows that ...

By Tangram Insurance Services
September 19, 2023

Every year, thousands of older adults are subjected to elder abuse. This takes many different forms. Perpetrators may be family members, friends, or even care workers. Even though elder abuse is common, residential care facilities can take steps to protect residents. Elder Abuse Facts and Statistics According to the Department of Justice, elder abuse encompasses ...

How a Certificate of Insurance Can Help You Manage Risks

By Tangram Insurance Services
August 22, 2023

Since residential care facilities serve vulnerable populations, every activity involves risks. To manage these risks, facilities screen and train employees and carry liability insurance. However, exposures may still exist if third parties are involved. To further protect your facility, you should require a certificate of insurance from every third-party service provider. How Third-Party Providers Can ...

How to Help Your Residents and Their Families Avoid Scams

By Tangram Insurance Services
August 07, 2023

Many of your residents are vulnerable to scams that could drain their bank accounts. According to Consumer Affairs, each year, more than 3.5 million older adults are victims of financial exploitation, costing them more than $3 billion. Knowledge about common scams and red flags can help seniors avoid becoming the next victim. Educate Your Residents ...

Overcoming Senior Loneliness: Help Your Residents Thrive

By Tangram Insurance Services
July 10, 2023

The United States is experiencing an epidemic of loneliness and isolation, and seniors are particularly vulnerable. Loneliness in senior housing facilities can have a significant impact on both mental and physical health, but residential care facilities can take steps to help residents overcome loneliness. The Loneliness Epidemic The U.S. Surgeon General recently issued an advisory ...

General & Professional Liability: Which Do You Need?

By Tangram Insurance Services
June 27, 2023

Liability insurance protects your adult residential care facility against potentially expensive lawsuits. To make sure you’re well protected, you usually need multiple types of coverage, including both general and professional liability insurance. What Is General Liability Insurance? The Insurance Information Institute says commercial general liability insurance provides protection against financial loss if your business is ...