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Why Adult Care Facilities Need Sexual Abuse Insurance

By Tangram Insurance Services
April 02, 2024

You may not want to think about sexual abuse taking place at your adult care facility, but it’s a real risk that requires attention. Without sexual abuse insurance in place, your adult care facility may be unprepared in a lawsuit. Since risks may be increasing, this is a good time to examine your coverage. The ...

How Understaffing Impacts Adult Care Liability Insurance Rates

By Alex Collins
March 19, 2024

The adult care facility sector is facing two major challenges: a staffing shortage and rising insurance costs. While these challenges seem very different, they are, in fact, related. Although there are many reasons for rising insurance costs, staffing shortages have significantly increased liability exposures, contributing to higher losses and subsequent rate increases. Here’s what you ...

Screening Employees and Residents at Residential Care Facilities

By Tangram Insurance Services
March 05, 2024

Your residents and employees are the heart of your residential care facility. By being selective about the people you let into your community, you can create a safe and comfortable environment while limiting your liability. Comprehensive screening is therefore a critical risk management tool. Screening Employees Hiring the right people is critical to the success ...

The State of Property Insurance for Residential Care Facilities

By Tangram Insurance Services
February 20, 2024

Property insurance for residential care facilities is a critical safeguard that can help facilities recover from losses, enabling them to continue providing a safe and comfortable home for their residents. Securing suitable coverage and ensuring you have the right terms will protect both your residents and your company. The State of the Property Insurance Market ...

Cultivating Caregiver Wellness at Your Assisted Living Facility

By Tangram Insurance Services
February 06, 2024

Although the caregivers at your residential care facility are paid professionals, they may still experience caregiver burnout. As catering to the needs of others can be physically and emotionally draining, caregiver wellness is critical. Taking care of your employees is a crucial component of your employee retention and risk management strategies. Caregiving Burnout Statistics Research ...

Risk Management Resolutions for Residential Care Facilities

By Tangram Insurance Services
January 23, 2024

2024 has arrived, and the new year is a perfect time to refresh risk management practices. Below is a quick list to help you control exposures, reduce workplace injuries and avoid claims in the coming year. 1. Commit to Comprehensive Documentation Documentation is crucial. It helps you stay on top of potential issues before they ...

6 Ideas to Market Your ARCF in the New Year

By Tangram Insurance Services
January 09, 2024

Adult residential care facilities (ARCFs) suffered declining occupancy rates during the COVID-19 pandemic. According to the National Investment Center, the senior housing occupancy rate has increased to 84.4%, as of the third quarter of 2023, but this is still below the pre-pandemic rate of 87.1%. In 2024, ARCFs will be trying to make a full ...

By Tangram Insurance Services
December 12, 2023

Communication breakdowns can put your residents at risk and expose your facility to liability. When staff members are busy, important information can slip through the cracks. Communication log best practices can ensure things run smoothly at your residential care facility for the elderly (RCFE). Communication Logs Enable Better Care Imagine that a resident with early ...

How to Honor Your Veterans at Your Residential Care Facility

By Tangram Insurance Services
November 28, 2023

The United States celebrated Veterans Day on November 11. While the holiday is a great time to recognize veterans at your residential care facility, it’s certainly not the only time you can honor them. In fact, you many even want to plan veterans-focused festivities quarterly.  How Many of Your Residents Are Veterans?  According to the ...

Do You Have Loss of Business Income Coverage for Your Residential Care Facility?

By Tangram Insurance Services
November 14, 2023

If a disaster or major loss causes severe damage to your property, it may be difficult to provide residents with a safe and comfortable home. Your residents may need temporary housing, and your facility could lose revenue. To protect against this possibility, add business income coverage to your property insurance for residential care facilities. Preparing ...