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How Nurse Triage Could Lower Your Work Comp Insurance Costs

By Tangram Insurance Services
May 23, 2023

The average workers’ compensation claim costs $41,353, according to the National Safety Council. Frequent and severe claims can increase your experience modification factor (Ex-Mod) and drive up your workers’ compensation premiums. A nurse triage service can help you manage your claims and lower your workers’ compensation insurance costs.  Expert Advice When You Need It  How ...

Choosing an Insurance Broker for Your Adult Residential Care Facility

By Tangram Insurance Services
May 02, 2023

Running an adult residential care facility involves risks. You work hard to keep your residents and employees safe – and you need an insurer who will work just as hard to protect your business against losses. When choosing a broker for your adult residential care facility insurance, look for a partner with industry expertise, tailored ...

Check for Liability Sub-Limits on Your Senior Living Facility Coverage

By Tangram Insurance Services
April 25, 2023

In the event of a lawsuit, your adult living facility will rely on its liability insurance coverage. However, many insurance providers are adding sub-limits on senior living facility coverage for common loss events. These lower limits mean you may lack the coverage you need in the event of litigation. What Are Sub-Limits? In insurance, a ...

Prevent Falls at Your Senior Care Facility

By Tangram Insurance Services
April 11, 2023

For older adults, falls are a major risk. Although some falls may be unavoidable, good safety practices can reduce the risk. Keep the residents at your senior care facility safe by taking some key steps to prevent falls. A Single Fall Can Be Devastating The CDC says falls are a serious and costly problem. Falls ...

The End of COVID-19 PHE: Impact on Residential Care Facilities

By Tangram Insurance Services
March 28, 2023

After three long years, the COVID-19 public health emergency (PHE) is finally coming to an end. Although this does not mean the virus has been eradicated, it does mean certain temporary policies put in place during the pandemic will be sunsetting. Some of the changes brought about by the end of the COVID-19 PHE will ...

Why Assisted Living Facility Documentation Matters

By Tangram Insurance Services
March 21, 2023

Your assisted living facility is being sued. The lawsuit alleges that you failed to take necessary precautions to keep a resident safe. You know that isn’t true – but can you prove it? Documentation will make or break your case. To prepare for scenarios like this, you need to train your team on assisted living ...

Controlling the Risk of Wandering Residents

By Tangram Insurance Services
January 31, 2023

A resident is missing. You search your assisted living facility, but the individual is nowhere to be found. Since the resident has challenges with both memory and physical health, each minute that passes increases the chance of a negative outcome. You’re worried about the resident – and about your facility’s liability. Situations like this are ...

Why Laughing Yoga Is Gaining Popularity in Senior Services

By Tangram Insurance Services
January 24, 2023

If you work with seniors, you may have heard of laughing yoga. Also called laughter yoga or hasyayoga, this exercise centers around laughter and proponents say it can reduce stress and support good health. For senior centers looking for an easy and enjoyable exercise, laughter yoga might be a good option to try. The Concept ...

Why Family-Owned Assisted Living Facilities Are Raising the Standard of Care

By Tangram Insurance Services
November 30, 2022

As the population ages, the country’s assisted living care needs are increasing. Family-owned personal care assisted living facilities are stepping up by raising the standard of care. The Trends Behind Rising Care Needs The number of older Americans is surging – and many of these seniors want to age in their homes for as long ...

Demand for Assisted Living Facilities Rebounds Following the Pandemic

By Tangram Insurance Services
October 18, 2022

According to the National Investment Center for Seniors Housing and Care (NIC), the average occupancy rate in assisted living facilities hit a pandemic-era low of 75.4 percent in the first quarter of 2021. This compares to an average of 84.9 percent just before the pandemic began. The good news? As of the second quarter of ...