Liability insurance protects your adult residential care facility against potentially expensive lawsuits. To make sure you’re well protected, you usually need multiple types of coverage, including both general and professional liability insurance. What Is General Liability Insurance? The Insurance Information Institute says commercial general liability insurance provides protection against financial loss if your business is ...

Your residents think of your care facility as home, but homeowners insurance does not provide you with sufficient coverage. To secure appropriate coverage for your risks, you need commercial property insurance. What Does Homeowners Insurance Cover? The Insurance Information Institute says a standard homeowners insurance policy typically provides four types of coverage: Coverage for the ...