Liability insurance protects your adult residential care facility against potentially expensive lawsuits. To make sure you’re well protected, you usually need multiple types of coverage, including both general and professional liability insurance. What Is General Liability Insurance? The Insurance Information Institute says commercial general liability insurance provides protection against financial loss if your business is ...

Your residents think of your care facility as home, but homeowners insurance does not provide you with sufficient coverage. To secure appropriate coverage for your risks, you need commercial property insurance. What Does Homeowners Insurance Cover? The Insurance Information Institute says a standard homeowners insurance policy typically provides four types of coverage: Coverage for the ...

The average workers’ compensation claim costs $41,353, according to the National Safety Council. Frequent and severe claims can increase your experience modification factor (Ex-Mod) and drive up your workers’ compensation premiums. A nurse triage service can help you manage your claims and lower your workers’ compensation insurance costs.  Expert Advice When You Need It  How ...

Bedsores (also called pressure ulcers) are very common in elderly people that are immobilized or bedridden in assisted living care. They are caused by unrelieved pressure on an area of the body, usually the back, buttocks, or hips and they can cause infections, sepsis, loss of muscle, and in some serious cases, death. Fortunately, bedsores ...

Running an adult residential care facility involves risks. You work hard to keep your residents and employees safe – and you need an insurer who will work just as hard to protect your business against losses. When choosing a broker for your adult residential care facility insurance, look for a partner with industry expertise, tailored ...

In the event of a lawsuit, your adult living facility will rely on its liability insurance coverage. However, many insurance providers are adding sub-limits on senior living facility coverage for common loss events. These lower limits mean you may lack the coverage you need in the event of litigation. What Are Sub-Limits? In insurance, a ...

For older adults, falls are a major risk. Although some falls may be unavoidable, good safety practices can reduce the risk. Keep the residents at your senior care facility safe by taking some key steps to prevent falls. A Single Fall Can Be Devastating The CDC says falls are a serious and costly problem. Falls ...

After three long years, the COVID-19 public health emergency (PHE) is finally coming to an end. Although this does not mean the virus has been eradicated, it does mean certain temporary policies put in place during the pandemic will be sunsetting. Some of the changes brought about by the end of the COVID-19 PHE will ...

Your assisted living facility is being sued. The lawsuit alleges that you failed to take necessary precautions to keep a resident safe. You know that isn’t true – but can you prove it? Documentation will make or break your case. To prepare for scenarios like this, you need to train your team on assisted living ...

To our colleagues at adult residential care facilities – Some of you have mentioned that it would be helpful to receive content that you can share with residents’ families through your website and newsletter. This article is designed for that purpose. Feel free to copy and paste it into your own communications as you see ...