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Special Event Insurance and Why You May Need It

By Jaime Patane
October 01, 2018

Residential Care Facilities that offer special gatherings, banquets, resident carnivals, or other events may require additional insurance coverage. Special Events insurance is designed to offer protection to the event sponsor, holder, or vendor for bodily injury or property damage. These types of policies are written for the specific location, date, and time of the event. ...

The Benefits of Random Drug Testing Employees in Assisted Living Facilities

By Jaime Patane
September 11, 2018

With the growing epidemic of prescription medication abuse in our country, drug screening has become an essential part of the hiring process for Adult Residential Care Facilities. It is important to make sure that the people who work at these facilities have no history of criminal behavior or current substance abuse problems that can put ...

The Importance of Providing Activities at your Assisted Living Facility

By Jaime Patane
August 24, 2018

Activities are an essential element of the day to day life of an Assisted Living Facility. People need to be able to learn, interact, laugh and have fun no matter where they reside. While doing things like playing cards and board games may be fine for a rainy day, Adult Residential Care Homes can, while ...

Florida Lawmakers Require Generators for Assisted Living Facilities

By Heather Brown
July 20, 2018

  Florida lawmakers recently ratified a bill requiring all assisted living facilities (ALFs) to have working generators. Governor Rick Scott originally introduced the requirement for both nursing homes and assisted living facilities. While the nursing home law was passed in February, the assisted living facility requirement was stalled due to concerns about how the increase ...

New Michigan Home for the Aged Legislation

By Heather Brown
July 13, 2018

  Michigan is home to 11,000 elderly residents living in Homes for the Aged across the state. Homes for the Aged provide care for more than 21 residents at a time, unless attached to a nursing home In which they can have fewer residents. These homes are one type of assisted living program in Michigan. ...

Changes Coming to Minnesota Assisted Living Processes

By Heather Brown
July 06, 2018

In 2016, the Minnesota Department of Health received 25,000 unique reports alleging abuse (physical and financial) as well as injury and neglect in long term care and assisted living communities across the state. This information, while always public, was brought to the public’s eye by the Star Tribune in a five-part series about elder abuse ...

Georgia Host Agencies Requiring Liability Insurance

By Heather Brown
June 29, 2018

Georgia is home to more than 10 million residents making them the eighth most populated state. The growth in population creates a demand for assisted living options for adult individuals that are unable to care for themselves in their own home. As a GA host home, you offer care for individuals with developmental disabilities. Depending ...

PCH Mutual’s New Loss Impact Hotline

By Heather Brown
June 26, 2018

For more than 14 years, Personal Care & Assisted Living Insurance Center (PCALIC, LLC) has been the program manager for PCH Mutual Insurance Company, A RRG. PCH is a unique insurance carrier that specializes in partnering with adult residential care facilities across the United States and continues to seek out ways to offer valuable services ...

Your Caregivers and Social Media

By Heather Brown
May 04, 2018

The use of social media has increased significantly in recent years as the number of platforms continues to grow. Platforms like Twitter, LinkedIn, and Facebook offer many benefits to users including more communication with long-distance friends and family as well as access to news and industry happenings. But, the benefits also come with many risks, ...

How Can Video Gaming Benefit Your Residents

By Heather Brown
April 27, 2018

Video gaming is a popular means of entertainment with more than $22 billion spent annually and 1.8 billion users across the country. As a society, we often look at video games as an activity only younger generations participate in. Recent studies show that the average “gamer” is actually 35 years old and increasing. Other studies ...